No jargon. No fluff. Real answers for freelancers, founders, and anyone who decided a W2 wasn't for them.
You're now both the employer and the employee, which means you pay both sides of Social Security and Medicare. Here's exactly how the math works.
Read guideEveryone says set aside 30%. Here's when that's right, when it's not enough, and the actual math behind picking your number.
Read guideDo you actually need an LLC? When does an S-corp make sense? The real answers, without the YouTube hype.
Read guideA plain-English guide to self-employed tax deductions. What counts, what doesn't, and how to make sure you're not leaving money on the table every April.
Read guideMixing personal and business money is the number one bookkeeping mistake freelancers make. Here's how to fix it and what to look for in a business account.
Read guideHow quarterly estimated tax payments work, when they're due, how much to pay, and how to avoid underpayment penalties. Everything in one place.
Read guideLeaving employer health insurance is one of the scariest parts of going solo. Here's every real option, what they cost, and how to choose.
Read guideThe home office deduction is one of the most valuable available to freelancers and one of the most misunderstood. Here's exactly what qualifies and how to calculate it.
Read guideSelf-employed people can deduct 100% of their health insurance premiums. Here's exactly how it works, what qualifies, and how to claim it correctly.
Read guideOwner's draw, salary, distributions: what they mean, how they work, and the right way to move money from your business to your personal account without surprises.
Read guideYou don't need a lawyer to have a good freelance contract. Here's what every agreement should cover and the clauses that will save you from the most common disasters.
Read guideTurboTax is fine until it isn't. Here's how to know when your taxes have gotten complicated enough to need a real professional, and how to find one.
Read guideBoth let self-employed people save seriously for retirement with big tax deductions. Here's the actual difference and which one makes sense for your situation.
Read guideBusiness credit is separate from personal credit and takes time to build. Here's the step-by-step process for establishing it as a freelancer or small business owner.
Read guideThe Qualified Business Income deduction lets eligible self-employed people deduct up to 20% of business income. Here's who qualifies, who doesn't, and how to calculate it.
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